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Availability of credit and at competitive prices are major factors that promote the growth of businesses. Two of the main problems that face Ghana鈥檚 small and medium-scale enterprises are the unavailability of credit and the cost of credit. A critical look at this problem reveals that it is not primarily unavailability but rather, the conditions for accessing available credit that most entities are unable to meet.

The conversation is still on-going on why those who make an early move into any business sector, get the early mover advantage. In sum, it is believed that early movers are able to grab untapped opportunity and thereafter rein in the multiplier effect.

This article by Vera Owusu Osei of Pan-African business law firm AB & David, discusses bullying in the workplace, looking at its various forms and implications. It also discusses cyber bullying in the light of remote working. The article will look at Ghana鈥檚 regulatory framework on the subject and proposes some measures that workers can adopt when bullied. It then concludes with suggestions on the way forward.

The terms frustration and force majeure tend to be used interchangeably in relation to the inability of a party to perform his or her contractual obligations. This short write-up by Ferdinand D. Adadzi, Partner at multi-specialist pan-African business law firm AB & David, explains what is meant when a contract is frustrated as against when a contract is affected by a force majeure event.

This article by Akua Chrappah Ayippey of Pan-African business law firm AB and David, sets out the provisions in the Ghana Corporate Insolvency and Restructuring Act, which directly or indirectly protect the rights and interest of creditors of a distressed company undergoing administration.